Introduction................................................. 3

Pre-Need Planning...................................... 5

First Steps................................................... 7

Financial Matters....................................... 10

First Year of Widowhood.......................... 16

Learning to Live as One........................... 19

Woman’s Guide to Surviving Financially 22

Family Members and Friends................... 26

Living Arrangements................................ 27

Grief........................................................... 29

Getting Help............................................... 33

Conclusion................................................ 38